Have You Requested Your Free Credit Report?

The Fair and Accurate Credit Transactions Act (FACT Act) of 2003 allows everyone to receive one free credit report from each of the three main credit-reporting agencies once a year. How to Get Your Report Equifax, Experian and TransUnion, the three main credit-reporting agencies, created a central source, AnnualCreditReport.com, where consumers can go to request […]


Never Ignore a Lawsuit!

They don’t go away on their own. What if I don’t go to court? If you receive a summons and don’t go to court, you will automatically lose!  Your creditor will ask for a “default judgment” against you. Since you are not there to protest, the judge will probably grant your creditor’s request.  GAME OVER!