When our office got a call from the “IRS,” threatening to “download” our “case for prosecution” unless we called a certain phone number, we hung up on them. Here’s why: Taxpayers Should Be Wary of Unsolicited Calls from the IRS By ConsiderChapter13, on October 8th, 2017 Taxpayers who get an […]
Chapter 7
3 posts
The Fair and Accurate Credit Transactions Act (FACT Act) of 2003 allows everyone to receive one free credit report from each of the three main credit-reporting agencies once a year. How to Get Your Report Equifax, Experian and TransUnion, the three main credit-reporting agencies, created a central source, AnnualCreditReport.com, where […]
You may think you need to keep a major credit card for emergencies, or you want to pay an unsecured debt because you feel an obligation to a “friendly” lender. The point of bankruptcy is to get you out of the debt and give you a fresh start, free of […]